By PawPriced Editorial · 2026-01-20 · guides
Cat insurance is significantly more affordable than dog insurance, with average monthly premiums ranging from $10 to $50. But with veterinary costs rising every year, insuring your cat has never been more important.
While mixed-breed cats can be insured for as little as $10-15/month, purebred cats with known health predispositions cost more. Maine Coons average $31/month, while Ragdolls average $27/month.
Lemonade and Embrace offer the most competitive cat insurance rates, while Healthy Paws provides the most comprehensive coverage with unlimited annual limits.