Embrace Pet Insurance has been providing pet insurance since 2006. They offer coverage for accidents, illnesses, and wellness care. Wellness Rewards add-on: $250, $450, or $650/year They accept any licensed vet in the US. Deductibles range from $100 to $1000, with reimbursement rates of 70%, 80%, 90%.
Pricing
Starting at $24/month (up to $76/month)
Rating: 4.7/5
Unique Features
Diminishing deductible: $50 reduction for each claim-free year
Covers dental illness up to $1,000/year
Optional exam fee coverage add-on
Covers curable pre-existing conditions after symptom-free period
10% multi-pet discount
$25 one-time enrollment fee
$1/month payment processing fee
24/7 telehealth included
Exclusions
Pre-existing conditions (incurable)
Curable pre-existing conditions (eligible after symptom-free period)