MetLife Pet Insurance has been providing pet insurance since 2020. They offer coverage for accidents, illnesses, and wellness care. Optional Preventive Care add-on available They accept any licensed vet in the US. Deductible options: Any amount $0–$2,500 (in increments of $50 up to $750, then $1,000, $1,250, $1,500, $2,000, $2,500), with reimbursement rates of 50%, 70%, 80%, 90%.
Pricing
Starting at $16/month (up to $120/month)
Rating: 4.2/5
Unique Features
Family plan: up to 3 pets on one policy with shared deductible
Healthy pet deductible incentive ($50 reduction per claim-free year)
Discounts for first responders, healthcare workers, military