Physicians Mutual Pet Insurance Pet Insurance Review

Physicians Mutual Pet Insurance has been providing pet insurance since 1902. They offer coverage for accidents, illnesses. No separate wellness plan; some preventive benefits included They accept any licensed vet in the US. Deductibles range from $100 to $500, with reimbursement rates of 70%, 80%, 90%.

Pricing

Starting at $25/month (up to $80/month)

Rating: 4/5

Unique Features

• Backed by Physicians Mutual — established in 1902
• Major mutual insurance company with long track record
• Accident & illness coverage for dogs and cats
• Simple, straightforward plan structure
• Strong financial stability rating

Exclusions

• Pre-existing conditions
• Elective procedures
• Breeding/pregnancy costs
• Cosmetic procedures
• Experimental treatments

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