Prudent Pet Insurance Pet Insurance Review

Prudent Pet Insurance has been providing pet insurance since 2018. They offer coverage for accidents, illnesses, and wellness care. Optional wellness rider available They accept any licensed vet in the US. Deductibles range from $100 to $1000, with reimbursement rates of 70%, 80%, 90%.

Pricing

Starting at $20/month (up to $100/month)

Rating: 4.5/5

Unique Features

• 4-tier plan structure from basic to unlimited
• Lost pet coverage in Ultimate plan
• Mortality benefits in Ultimate plan
• Boarding fees if owner hospitalized (Ultimate)
• 10% multi-pet discount
• Optional exam fee coverage

Exclusions

• Pre-existing conditions
• Cosmetic procedures
• Breeding/pregnancy
• Experimental treatments
• Prescription food (base plans)
• Exam fees (optional add-on)

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