Pumpkin Pet Insurance has been providing pet insurance since 2020. They offer coverage for accidents, illnesses, and wellness care. Preventive Essentials add-on covers routine care including microchipping They accept any licensed vet in the US. Deductibles range from $100 to $1000, with reimbursement rates of 80%, 90%.
Pricing
Starting at $30/month (up to $150/month)
Rating: 2.3/5
Unique Features
No breed exclusions
No upper age limit
Rates don't increase after filing a claim
Only provider to include microchipping without wellness rider
High 80-90% reimbursement only
Covers prescription food in some cases
Exclusions
Pre-existing conditions (eligible for coverage consideration after 180 days)