Spot Pet Insurance has been providing pet insurance since 2019. They offer coverage for accidents, illnesses, and wellness care. Gold ($10/mo, $250/yr) and Platinum ($25/mo, $450/yr) preventive add-ons They accept any licensed vet in the US. Deductibles range from $100 to $1000, with reimbursement rates of 70%, 80%, 90%.
Pricing
Starting at $24/month (up to $126/month)
Rating: 4.4/5
Unique Features
Available in all 50 states + Washington D.C.
No upper age enrollment limit
Highly customizable plan options
30-day money-back guarantee
10% multi-pet discount
Curable pre-existing conditions eligible after 180 days
Most extensive coverage recognition
Exclusions
Pre-existing conditions (may become eligible after 180 days symptom-free)